Financing
We Do Our Best to Help You Get the Beautiful Smile You Deserve!
We accept most insurance plans, including PPOs, and one of our complimentary services is to file your claims for you, handling all the paperwork and making sure you get maximum insurance benefits. We also offer financing options with deferred interest and flexible monthly payment. You can simply apply in our office. You may also pay with cash, personal check, and most credit cards.
Understanding Dental Insurance: What You Need to Know
Dental insurance can be a valuable resource, but it’s also one of the most commonly misunderstood aspects of dental care. To help you navigate your coverage with confidence, here’s a clear explanation to address some common misconceptions.
Dental insurance is a contract between you (via your employer) and the insurance company. It does not involve the dental care provider. Coverage levels vary widely based on the agreement your employer has with the insurance company and are not related to the fees charged or the quality of care provided.
You may come across the term “UCR” (Usual, Customary, and Reasonable fees). This term represents a limit set by the insurance company on reimbursement amounts. It’s important to note that UCR limits are determined by your insurance plan and don’t reflect the actual cost of care or the provider’s fees.
At our office, we strive to make the insurance process as smooth as possible. While not required, we’re happy to submit claims on your behalf at no additional charge. We also provide a detailed estimate for each procedure, outlining the anticipated insurance reimbursement and your portion of the cost.
Please note:
- Your portion is due at the time of treatment unless prior arrangements are made.
- If insurance reimbursement exceeds the estimate, we will promptly issue a refund. Conversely, if reimbursement is lower than expected, the remaining balance will be due.
- If your insurance company has not processed payment within 90 days, the remaining balance will be the patient’s responsibility.
Our goal is to support you in maximizing your insurance benefits while ensuring you receive the highest standard of care. If you have any questions, don’t hesitate to ask!
Healthcare Financing
Often the main obstacle to achieving your dazzling, healthy smile is financing. So we accept multiple financing options with no prepayment penalties, instant approval, and affordable repayment options that fit your budget. Choose CareCredit, Proceed Finance or Cherry Finance, for the plan features that best serve you. These methods may be used to spread your costs out over a period of months or years upon approval.
No Insurance? Try Our Modern Advantage Plan
At Modern Smile Center, we believe everyone should have access to quality affordable dental care. If you don’t have dental insurance and are looking for a way to minimize the cost of dental care, check out our Modern Advantage Program to save on routine cleanings, restorative treatments, and orthodontics.
$99
ANNUALLY
DIAGNOSTICS 50% OFF
PREVENTATIVE 20% OFF
BASIC 20% OFF
MAJOR 20% OFF
NIGHT GUARD 50% OFF
Benefits start immediately and membership runs for 12 months from the day you join.
DISCOUNT
- DIAGNOSTICS – Exams, X-rays, Tooth Surface Scan, Photos, etc.
50%
OFF
- PREVENTATIVE – Prophylactic, Perio maintenance, etc.
20%
OFF
- BASIC – Fillings, SRPs, Extractions, etc.
20%
OFF
- MAJOR – Crowns, Bridges, Dentures, etc.
20%
OFF
SAVING$$
The $99 Annual Advantage Membership is a discounted service offered exclusively through Modern Smile Center. This membership is not insurance and cannot be used in conjunction with any other dental insurance or dental plans. The membership is only valid at Modern Smile Center and is not accepted at any other dental practices. This discount plan provides reduced fees for services, but does not include any complimentary or free services. All treatments are offered at a discounted rate, and participants are responsible for payment at the time of service. By enrolling in this membership, you acknowledge and agree to these terms and conditions.